Bob, the owner of a small flower shop, answers the phone prepared to take an order. Instead, he learns his only delivery van was involved in an accident. Questions flood his mind. Is anyone hurt? Is the van damaged? How will I make my deliveries?
Without commercial auto insurance, a business like Bob’s could take a [...]

It is important for a business owner to take a complete inventory of all business property, determine its value, and decide what’s worth insuring. If the items that need insuring are not covered within the basic policy, adding more coverage may be necessary.
For example, a business owner will want to make sure the building is [...]

People who think they don’t have to buy auto insurance in Ohio
Some drivers feel that they can be careful about driving and not get any kind of coverage at all, thus “saving money” on insurance, but as Attorney Oleh Mahlay points out “Regrettably, we still have drivers in Ohio that believe that insurance is not [...]

Medical payments (MedPay) coverage will pay for you and your passengers’ medical expenses in the event of an accident. MedPay will cover expenses from accidents whether you are driving your car, someone else’s car (with their permission), or if you or a family member incurred injuries as a pedestrian. The coverage will pay regardless of [...]

Comprehensive coverage will pay for damage to your car that was not caused by an auto accident. Damage caused by theft, fire, vandalism, natural disasters, or hitting a deer all qualify. Comprehensive coverage also comes with a deductible and your insurer will only pay as much as the car was worth when it was damaged.
Because [...]

As an automobile owner and driver, most states require you to purchase car insurance. When buying a car insurance policy you are purchasing a package of coverage based on a variety of factors, including what kind of car you drive and the amount of protection you are interested in. While the law only requires minimum [...]