Fall foliage is peaking this weekend! The open roads are calling us to nature!
Pay attention to these preparedness tips now. Fully enjoy your trip later!
Traveling in your own vehicle:
If you are traveling in your own vehicle, be sure to review your primary auto insurance policy. Make sure you are fully up to date. Make sure you have enough coverage for all your passengers. Your agent can help you with this review.
Carry automotive assistance in case of road side car breakdown. Nothing ruins a road trip mood faster than an unnecessary delay. Many insurance companies offer their own versions of road side assistance. Some insurance companies offer discounts for reputable road side assistance companies.
Renting a car:
If you are renting a car for the adventure, check your credit card benefits. Many credit cards offer rental car insurance. Use that credit card to pay for the car rental. This benefit may save you money and help pay for an added attraction along the way!
Medical insurance coverage for your adventures:
Check your medical insurance parameters for out of state coverage. It may be beneficial to purchase travel insurance for extended medical coverage.
Towing your outdoor toys and supplies:
Are you taking everything including the kitchen sink with you on this trip? Make sure your towing hitch and the items in the hitch are covered. There are various coverage amounts for the hitch. Use these amounts to help you decide what items will be towed and which items will be in the car. For example: Your hitch is covered for only $2000 in valuables. You have a car accident and the hitch becomes damaged. Your items in the hitch may only be covered for $2000. You don’t want the items in the hitch to exceed that value in tow.
Traveling with an RV:
What an amazing adventure to travel with your home away from home! Before you travel, make sure that your RV is fully covered for all incidents. Your insurance policy should include: insurance for the RV, the items in your RV, vacation liability, and medical expenses to name a few. The coverage terminology may be confusing. Ask your personal insurance agent for help in understanding your policy.
Now you are ready to travel off the beaten path in search of the ideal fall foliage photo!
The above article is meant to give a general overview of insurance policies. Exact coverage and terminology could vary by insurance company. Please refer to your policy for exact coverage details and terminology.
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