by Insurance Cleveland Agency | Dec 1, 2012 | Home Insurance Basics
Did you know that owning certain “high risk” breeds such as Rottweilers, German Shepherds, and Pit Bulls may negatively affect your potential liability? When bringing a dog into your life, the last thing on your mind is probably how your breed selection will affect...
by Insurance Cleveland Agency | Nov 21, 2012 | Home Insurance Basics
What do people do on Thanksgiving Day? Thanksgiving Day is traditionally a day for families and friends to get together for a special meal. The meal often includes a turkey, stuffing, potatoes, cranberry sauce, gravy, pumpkin pie, and vegetables. Thanksgiving Day is a...
by Insurance Cleveland Agency | Nov 1, 2012 | Home Insurance Basics
Most homeowners think that flood insurance is included in standard homeowners’ insurance policy. It is not! Flood insurance is a stand-alone policy that can cover losses against heavy rain, mudslides, ice jams, flood after fires, rapid snowmelt and a number of other...
by Insurance Cleveland Agency | Oct 1, 2012 | Home Insurance Basics
Part of the reason for the increase: we saw adverse weather in 2011 that eclipsed significant weather events of most other years. We’re hearing from multiple sources – consumers, agents, and insurance companies that homeowner’s insurance rates are increasing. There is...
by Insurance Cleveland Agency | Sep 1, 2012 | Home Insurance Basics, Insurance Advice
Depending on your policy, these items may not be covered or the limits of coverage may not be enough to replace them. Your great grandfather’s pocket watch. Your grandmother’s engagement ring. Your mother’s pearl earrings. Your favorite gold bracelet. These items have...
by Insurance Cleveland Agency | Nov 11, 2010 | Business Insurance, Home Insurance Basics, Insurance Advice
If you own a home, Attorney Michael Dobronos strongly recommends you purchase an umbrella policy that covers (like an umbrella) your home and cars. He further goes on to explain that this insurance also covers other unique situations, like sports related injuries, and...