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Auto Insurance

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes, lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements. Most auto policies are for six months to a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.

© Insurance Information Institute, Inc.

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What Our Clients Say:

"I’ve been a client for almost 10 years. Nick and Ivan are extremely knowledgeable, courteous, and honest. I always get clear information about my insurance options. I would never go anywhere else!"

~ Oleh M. • Hinckley, OH

2016-03-31T20:17:11+00:00

~ Oleh M. • Hinckley, OH

"I’ve been a client for almost 10 years. Nick and Ivan are extremely knowledgeable, courteous, and honest. I always get clear information about my insurance options. I would never go anywhere else!"
http://insurancecleveland.com/testimonials/nothing-great-things-say/

“We’ve had Insurance Cleveland for over two years. They are fast, reliable and their customer service is top notch.”

~ Taras H. • North Ridgeville, OH

2016-03-31T19:57:26+00:00

~ Taras H. • North Ridgeville, OH

“We’ve had Insurance Cleveland for over two years. They are fast, reliable and their customer service is top notch.”
http://insurancecleveland.com/testimonials/great-company/

“The people are always pleasant and the service is always prompt. We have our home, auto and life insurance policies with them and would never think of going elsewhere!”

~ Marta J. • Lakewood, OH

2016-04-20T13:21:46+00:00

~ Marta J. • Lakewood, OH

“The people are always pleasant and the service is always prompt. We have our home, auto and life insurance policies with them and would never think of going elsewhere!”
http://insurancecleveland.com/testimonials/1169/

“I’ve been an Insurance Cleveland client for over 5 years. It is not always about the price, it’s about the relationship and the great service I receive.”

~ Dan P. • Middleburg Heights, OH

2016-04-20T13:22:17+00:00

~ Dan P. • Middleburg Heights, OH

“I’ve been an Insurance Cleveland client for over 5 years. It is not always about the price, it’s about the relationship and the great service I receive.”
http://insurancecleveland.com/testimonials/1170/

“We’ve been with Insurance Cleveland Agency for over 4 years. I remember having my first accident 3 years ago. The agency representative helped us throughout the whole claim process. We recommend Insurance Cleveland Agency to all our friends.”

~ Vasiliy & Helen D. • Parma, OH

2016-04-20T13:22:44+00:00

~ Vasiliy & Helen D. • Parma, OH

“We’ve been with Insurance Cleveland Agency for over 4 years. I remember having my first accident 3 years ago. The agency representative helped us throughout the whole claim process. We recommend Insurance Cleveland Agency to all our friends.”
http://insurancecleveland.com/testimonials/1171/

“Ivan keeps an eye out for better home insurance coverage when premiums are on the rise without making me do the work. It’s nice to know someone is paying attention and looking out for my best interest.”

~ Monica H. • Ravenna, OH

2016-04-20T13:24:39+00:00

~ Monica H. • Ravenna, OH

“Ivan keeps an eye out for better home insurance coverage when premiums are on the rise without making me do the work. It’s nice to know someone is paying attention and looking out for my best interest.”
http://insurancecleveland.com/testimonials/1172/

“The staff at Insurance Cleveland was very helpful when we had to make a claim. And it was handled in a very timely manner. Everyone was kind, courteous and very professional.”

~ Karolina G. • Cleveland, OH

2016-04-20T13:25:12+00:00

~ Karolina G. • Cleveland, OH

“The staff at Insurance Cleveland was very helpful when we had to make a claim. And it was handled in a very timely manner. Everyone was kind, courteous and very professional.”
http://insurancecleveland.com/testimonials/1173/

“I have found Insurance Cleveland to have the best rates and the absolute best customer service of any insurance agency I’ve ever dealt with!”

~ Mark C. • Brunswick, OH

2016-04-20T13:25:36+00:00

~ Mark C. • Brunswick, OH

“I have found Insurance Cleveland to have the best rates and the absolute best customer service of any insurance agency I’ve ever dealt with!”
http://insurancecleveland.com/testimonials/1174/

“They are professional, informative and they saved us money! We had wanted to review our insurance coverage for some time, but doing it seemed time consuming and complicated. Insurance Cleveland Agency reviewed our policy and recommended we increase some of our coverage. The best part is they were able to lower our premiums.”

~ Russ & Mary K. • Broadview Heights, OH

2016-04-20T13:26:06+00:00

~ Russ & Mary K. • Broadview Heights, OH

“They are professional, informative and they saved us money! We had wanted to review our insurance coverage for some time, but doing it seemed time consuming and complicated. Insurance Cleveland Agency reviewed our policy and recommended we increase some of our coverage. The best part is they were able to lower our premiums.”
http://insurancecleveland.com/testimonials/1175/

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©2016 Insurance Cleveland Agency
5602 State Rd., Parma, OH 44134
440-866-0155