Individual health insurance can be costly

If you need to purchase individual health insurance, it can be expensive. Unlike group plans, in which the costs and risks associated with health care are spread among many people, individual health policies are “medically underwritten” to take into...

Health insurance basics

It’s a fact of life, everyone needs health insurance — and the time to get it is before you have an accident, suffer a serious illness, or discover you’re pregnant. Insurance doesn’t cover health care for medical problems or conditions that start...