Professional & General Liability Insurance for Small Business
While General Liability covers physical risks like bodily injury, Professional Liability (Errors & Omissions) protects you against financial losses caused by mistakes in your professional advice or services.
Start With a Free Quote
Complete the form below to get an online Professional Liability Insurance Quote from multiple companies and SAVE!
Insurance Cleveland is currently licensed in the following States: Illinois, Ohio, Michigan, Pennsylvania
Customized Business Liability Coverage for Small Businesses & Consultants
Comprehensive Business Liability Coverage for Your LLC
What Does Commercial General Liability (CGL) Cover?
- Bodily Injury & Property Damage: Protection if a third party is injured on your premises or if your operations damage someone else’s property.
- Legal Defense & Court Costs: We cover the expensive legal fees required to defend your business, regardless of whether the lawsuit has merit.
- Settlements & Judgments: If your business is found liable, the policy helps pay the damages so you don’t have to use your personal or business savings.
- Contractual Requirements: Many clients and vendors now require proof of small business gl insurance before you can begin work or sign a lease.
Policy Highlights
- Ensure you and your company are covered if a mistake is made in professional services.
- Protect yourself and your company in the event the business is sued.
Who Needs This
Secure your business and satisfy contract requirements with ease. Our streamlined process delivers competitive liability coverage and fast Certificates of Insurance for consultants and small business owners.
Consultants
It Professionals
Accountants
LLC Owners
Frequently Asked Questions
What does professional liability insurance NOT cover?
Professional liability insurance won’t help your business with the following claims:
- Bodily injury or property damage.
- Work-related injuries or illnesses.
- Data breach.
Who needs professional liability insurance?
You’ll want to get a professional liability insurance policy if you:
- Have to sign a contract that requires you to carry coverage.
- Offer professional services directly to customers.
- Regularly give advice to your clients.
How much does professional liability insurance cost?
Professional liability insurance costs are unique to each business. Factors that can impact cost include:
- Policy details & coverage limits.
- Type of business.
- Location.
- Business size, number of employees and clients.
- Years in business.
- Claims history.
Other Insurance Policies
