Professional Liability Insurance

Even if you’re an expert in your business, mistakes can still happen. Ensure you and your company are covered while conducting your professional services.

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    Insurance Cleveland is currently licensed in the following States: Illinois, Ohio, Michigan, Pennsylvania

    Professional Liability Insurance That Fits Your Needs

    Coverage Options

    Liability insurance will protect business assets in the event the business is sued. These days, with lawsuits clogging the courts, a business owner should maintain a proper amount of liability insurance to protect the business he or she has worked so hard to build. Any company can be sued for something it did—or even didn’t do—that resulted in injury or property damage to someone else.

    The expenses of defending yourself or your business against a lawsuit without insurance can be a substantial cost to you, regardless of whether or not the lawsuit has merit. Liability insurance will cover the cost of damages along with the legal fees and other costs associated with your defense in a lawsuit. In addition, many customers will demand that their vendors hold liability insurance.

    Policy Highlights 

    • Ensure you and your company are covered if a mistake is made in professional services.
    • Protect yourself and your company in the event the business is sued.

    Frequently Asked Questions

    What does professional liability insurance NOT cover?

    Professional liability insurance won’t help your business with the following claims:

    • Bodily injury or property damage.
    • Work-related injuries or illnesses.
    • Data breach.
    Who needs professional liability insurance?

    You’ll want to get a professional liability insurance policy if you:

    • Have to sign a contract that requires you to carry coverage.
    • Offer professional services directly to customers.
    • Regularly give advice to your clients.
    How much does professional liability insurance cost?

    Professional liability insurance costs are unique to each business. Factors that can impact cost include:

    • Policy details & coverage limits.
    • Type of business.
    • Location.
    • Business size, number of employees and clients.
    • Years in business.
    • Claims history.