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Should my Small Business have Business Income Insurance?

by Insurance Cleveland Agency | May 5, 2019 | Business Insurance, Insurance Advice

Here are some insurance types that a business must have in place as soon as possible: ·         Professional liability insurance ·         Property insurance ·         Workers’ compensation insurance ·         Home-based businesses ·         Product liability...

How Are Workers’ Compensation Premiums Calculated?

by Insurance Cleveland Agency | Apr 24, 2019 | Business Insurance, Insurance Advice

Some small business owners may have a difficult time understanding how workers’ compensation premiums are calculated. This should come as no surprise, however, as the process is complex and workers’ compensation premiums vary for many reasons. Workers’...
What Determines the Cost of Car Insurance in Ohio?

What Determines the Cost of Car Insurance in Ohio?

by Insurance Cleveland Agency | Apr 16, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

A number of factors can affect the cost of your car insurance in Ohio – some of which you can control and some that are beyond your control. Age and driving history of principal driver – Crash rates are higher for all drivers under age 25, especially single...
What is the difference between collision physical damage coverage and comprehensive physical damage coverage?

What is the difference between collision physical damage coverage and comprehensive physical damage coverage?

by Insurance Cleveland Agency | Apr 11, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

There are many different clauses in a car insurance policy, and it can get confusing.  It helps to have some information about those parts of a policy that can affect you the most.  One such topic is the difference between “Comp” and Collision Coverage. ...
Am I Covered if I Loan My Car to Someone Else?

Am I Covered if I Loan My Car to Someone Else?

by Insurance Cleveland Agency | Apr 3, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

No one can predict the future. You may loan your car to a friend, roommate, or family member, only to get a call that an accident has happened in your car. It is important to really understand your coverages and how car insurance works if another driver crashes your...
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