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What Determines the Cost of Car Insurance in Ohio?

What Determines the Cost of Car Insurance in Ohio?

by Insurance Cleveland Agency | Apr 16, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

A number of factors can affect the cost of your car insurance in Ohio – some of which you can control and some that are beyond your control. Age and driving history of principal driver – Crash rates are higher for all drivers under age 25, especially single...
What is the difference between collision physical damage coverage and comprehensive physical damage coverage?

What is the difference between collision physical damage coverage and comprehensive physical damage coverage?

by Insurance Cleveland Agency | Apr 11, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

There are many different clauses in a car insurance policy, and it can get confusing.  It helps to have some information about those parts of a policy that can affect you the most.  One such topic is the difference between “Comp” and Collision Coverage. ...
Am I Covered if I Loan My Car to Someone Else?

Am I Covered if I Loan My Car to Someone Else?

by Insurance Cleveland Agency | Apr 3, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

No one can predict the future. You may loan your car to a friend, roommate, or family member, only to get a call that an accident has happened in your car. It is important to really understand your coverages and how car insurance works if another driver crashes your...
What Determines the Cost of Car Insurance in Ohio?

What Determines the Price of Your Auto Policy?

by Insurance Cleveland Agency | Mar 26, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

What Factors are Considered in Determining the Price of an Auto Policy? For most companies, some of the factors considered in the cost of an auto policy include: Age and driving history of principal driver; Age of any other drivers in the family who will regularly use...
Physical Damage Coverage and your Car Insurance Policy

Physical Damage Coverage and your Car Insurance Policy

by Insurance Cleveland Agency | Mar 4, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

What is Physical Damage Coverage on a Car Insurance Policy? Physical Damage coverage on your auto insurance policy is coverage for damage done to your car. Now if someone else is at-fault, then their auto insurance would most likely pay for the damage. But when that...
What To Do In a Hit-and-Run

What To Do In a Hit-and-Run

by Insurance Cleveland Agency | Feb 25, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

Does My Auto Insurance Cover a Hit-and-Run Accident? A hit and run accident is any accident in which a driver intentionally leaves the scene without providing contact information.  Hit-and-run accidents happen and they are terrible. You go into a shopping mall and...
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