by Insurance Cleveland Agency | Feb 11, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance
Will I Have to Pay More for Insurance Because I’m Young? In general, the answer is no. However, there are situations where premiums may be higher due to factors incidentally related to a prospective insured’s age. These things are generally related to perceived...
by Insurance Cleveland Agency | Feb 4, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance
Does My Auto Insurance Pay if Someone Else is Driving My Car? It can be confusing to understand who is covered under your own policy to drive your vehicle. Basic Rule Though policies will vary, the general rule is that anyone living in your house is typically covered...
by Insurance Cleveland Agency | Jan 28, 2019 | Auto Insurance Basics, Finances, Insurance Advice, Liability Insurance
What’s the difference between Bodily Injury Coverage and Med Pay? When reviewing policy coverage, one of the most common questions is: What is the difference between liability coverage and medical payments coverage? Medical Payments Coverage – Confusion Medical...
by Insurance Cleveland Agency | Jan 14, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance
How Does Full Glass Coverage Work? If you just have basic liability insurance, windshield and other glass damage isn’t covered. And chances are that cracks and chips are not covered by your collision insurance, either. This can vary from one insurance company to...
by Insurance Cleveland Agency | Jan 2, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance
Getting into a car accident is bad enough – you’re shaken, your vehicle is damaged, and worst of all, you or someone else may be hurt. Adding to the picture, you run the risk of having your auto policy premium increased even after just one accident, even when a...
by Insurance Cleveland Agency | Dec 26, 2018 | Auto Insurance Basics, Insurance Advice, Liability Insurance
Nearly every state requires car owners to carry auto insurance, and most states have required minimum values for different policies. In Ohio, it is illegal to drive any motor vehicle without insurance or other proof of financial responsibility (FR). It is also...