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What Determines the Price of Your Auto Policy?

What Determines the Price of Your Auto Policy?

by Insurance Cleveland Agency | Mar 26, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

What Factors are Considered in Determining the Price of an Auto Policy? For most companies, some of the factors considered in the cost of an auto policy include: Age and driving history of principal driver; Age of any other drivers in the family who will regularly use...
Why Does My Car Insurance Go Up When My Car Keeps Getting Older?

Why Does My Car Insurance Go Up When My Car Keeps Getting Older?

by Insurance Cleveland Agency | Mar 18, 2019 | Auto Insurance Basics, Finances, Insurance Advice

  For good drivers, there is nothing more frustrating than getting a car insurance renewal and seeing the price go up when you have not had any claims. The first question that comes to mind is, “Why did my car insurance go up? I had no claims and my car is...
The Effect of the Color of Your Car on Your Car Insurance Premiums

The Effect of the Color of Your Car on Your Car Insurance Premiums

by Insurance Cleveland Agency | Mar 11, 2019 | Auto Insurance Basics, Finances, Health insurance basics, Insurance Advice

Is It true That a Red Sports Car Costs More to Insure Than a Black Sports Car? Nope. The color of your car has nothing to do with the cost of insurance. Whether your car is red or any other color is not a determining factor in calculating your auto insurance rate....
Physical Damage Coverage and your Car Insurance Policy

Physical Damage Coverage and your Car Insurance Policy

by Insurance Cleveland Agency | Mar 4, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

What is Physical Damage Coverage on a Car Insurance Policy? Physical Damage coverage on your auto insurance policy is coverage for damage done to your car. Now if someone else is at-fault, then their auto insurance would most likely pay for the damage. But when that...
What To Do In a Hit-and-Run

What To Do In a Hit-and-Run

by Insurance Cleveland Agency | Feb 25, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

Does My Auto Insurance Cover a Hit-and-Run Accident? A hit and run accident is any accident in which a driver intentionally leaves the scene without providing contact information.  Hit-and-run accidents happen and they are terrible. You go into a shopping mall and...
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