Should my Small Business have Business Income Insurance?

by Insurance Cleveland Agency | May 5, 2019 | Business Insurance, Insurance Advice

Here are some insurance types that a business must have in place as soon as possible: ·         Professional liability insurance ·         Property insurance ·         Workers’ compensation insurance ·         Home-based businesses ·         Product liability...

How Are Workers’ Compensation Premiums Calculated?

by Insurance Cleveland Agency | Apr 24, 2019 | Business Insurance, Insurance Advice

Some small business owners may have a difficult time understanding how workers’ compensation premiums are calculated. This should come as no surprise, however, as the process is complex and workers’ compensation premiums vary for many reasons. Workers’...

Factors that Affect Car Insurance Premiums

by Insurance Cleveland Agency | Jan 21, 2019 | Auto Insurance Basics, Business Insurance, Insurance Advice

There are many factors that affect your car insurance rates, including: Age; Gender; Where you live Your credit history; Your driving history; and The type of car you drive. Another Important Factor:  Household Rating Another of these factors is household rating. ...

Tips to Protect Your Small Business From Fraud and Cybercrime

by Insurance Cleveland Agency | Nov 1, 2013 | Business Insurance, Insurance Advice

Companies with less than 100 employees lose approximately $155,000 as a result of fraud each year, according to… Companies with less than 100 employees lose approximately $155,000 as a result of fraud each year, according to the Association of Certified Fraud...

Using Electronic Signatures Could Save Billions

by Insurance Cleveland Agency | Nov 9, 2012 | Business Insurance, Insurance Advice

Electronic Signatures… to sign or not to sign? Great article and excellent advice on the benefits of using Electronic Signatures in the insurance industry and how it saves a tremendous amount of effort while increasing productivity. I have read that in some...

Umbrella or Excess Personal Injury Protection

by Insurance Cleveland Agency | Nov 11, 2010 | Business Insurance, Home Insurance Basics, Insurance Advice

If you own a home, Attorney Michael Dobronos strongly recommends you purchase an umbrella policy that covers (like an umbrella) your home and cars. He further goes on to explain that this insurance also covers other unique situations, like sports related injuries, and...