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Watch vs Warning and Being Prepared!

by Zoriana Zobniw | Dec 8, 2016 | Disasters, Home Insurance Basics

Winter is officially here! The weather service has issued a Lake Effect Watch for our area. Many of you may be thinking…..should I be concerned? I can’t remember, which is worse – watch or warning? Let’s set the record straight. Watch A WATCH means that the...

Last Minute Fall Cleanup Tips

by Zoriana Zobniw | Nov 16, 2016 | Home Insurance Basics, Insurance Advice

Winter weather is fast approaching. Use this fall cleanup checklist to make sure your home is ready for the winter season. Landscaping Cleanup Tips Rake all the leaves from your lawn and driveway. Dry leaves left on your driveway are a spark hazard for your vehicle...

How to inventory your property

by Zoriana Zobniw | Nov 12, 2016 | General, Home Insurance Basics, Insurance Advice

We need to protect our home and all of our belongings inside of it. On a daily basis we experience the threats of burglary, fire, and weather related disasters. It is important to have our property fully inventoried before faced with any such disaster.  A property...

Is My College Student Covered by My Home Insurance?

by Insurance Cleveland Agency | Jul 1, 2013 | Home Insurance Basics

In general, property insurance for college students is determined by where your student is living. Time flies. First it was preschool and now fast forward to high school graduation and freshman college orientation. The transition can be difficult, but with the right...

Prepare Your Home for a Hurricane

by Insurance Cleveland Agency | May 14, 2013 | Home Insurance Basics, Insurance Advice

Awareness and preparation can keep you safe and reduce the adverse effects on your home, boat and other property. National Hurricane Preparedness Week 2012 runs from May 27th through June 2nd. A hurricane  is a type of tropical storm in the western North Atlantic...

Replacement Cost or Actual Cash Value

by Insurance Cleveland Agency | Apr 14, 2013 | Home Insurance Basics

Realistic consumers must plan for potential insurance claims by determining and evaluating the difference between these two types of coverage: Replacement Cost and Actual Cash Value (ACV). Why Compare Replacement Cost Versus Actual Cash Value? Insurance is there to...
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