You work hard for your money.
Make every cent count.
See if these insurance discounts can lower your payments.
Every month we pay our checklist of bills. Usually the task is accompanied by sighs and thoughts of lower prices. “If only I could find another discount……”
Well, those insurance discounts are a reality! Just keep reading, and afterwards call your personal insurance agent to activate the savings!
One-time payment.
If you are able, pay your entire balance at once. Many companies add fees if you pay incrementally. All those five dollar monthly charges do add up. Some companies give you a discount for a one-time payment. Check your bill for the specifics of your payments.
Bundle up!
Bundle up your insurance policies at one company. Get your auto and home insurance from the same company to get a discount. Often the more policies you have with a company, the greater your discount. If your insurance company doesn’t participate in product bundling, it may be worth checking into other companies that give this discount.
Multiple car discount.
Do you own more than one vehicle? The more cars you insure on your policy, the more money saved at one company.
Good student discount.
Is one of your drivers a good student? There is a discount for that! Those A’s are a true incentive for saving money! Don’t worry, the paperwork is quick and easy to complete.
Your profession. Your workplace.
Certain professions come with the added perks of career discounts like teachers and the military. Also some workplaces, like hospitals, have relationships with insurance companies to maximize savings for their clients. Check your work benefits package to see if that is the case for you.
Technology.
Safe driving trackers.
Cell phones and trackers are a part of our daily lives. The technology helps us stay in constant communication about ourselves and our surroundings. The trackers can also save us money! More and more insurance companies are providing safe driving trackers to their clients. Some companies even provide a discount if you do a safety driving class online.
Social media and apps.
Insurance companies know that they need to be easily accessed by their clients. To accomplish this, companies have pages on Facebook, Twitter, and Instagram to name a few. Also they have Smartphone Apps for easy interface. Many companies give a discount just for participating in these platforms. So go “like” that Facebook page and see some savings come your way!
Other savings include:
There are a few more items to consider for an insurance discount. If you use your vehicle infrequently, there may be a discount for low mileage driving. Also check your car for safety features and anti- theft protection features. The more of these features you have installed, the greater your discount. This is also something to keep in mind when purchasing your next vehicle. The initial price of the car may be higher, however that may be balanced by your lower insurance costs.
Now get on the phone with your agent! You never know what savings you may find!
These provided savings are a generalization of available savings.
For more information on specialized coverage and to find an agent, contact Insurance Cleveland Agency LLC today at (440) 866-0155 or Get A Quote Here.