Does My Credit Rating Influence My Car Insurance Premiums? Factors that Affect Your Auto Insurance Rates The following rating factors are among a number that influence your auto insurance premiums: Age or driving experience; How your vehicle is used; Driving and...
Insurance Articles
Do I Pay More in Car Insurance if I’m Young?
Will I Have to Pay More for Insurance Because I’m Young? In general, the answer is no. However, there are situations where premiums may be higher due to factors incidentally related to a prospective insured's age. These things are generally related to perceived risk...
What if Someone Else is Driving My Car?
Does My Auto Insurance Pay if Someone Else is Driving My Car? It can be confusing to understand who is covered under your own policy to drive your vehicle. Basic Rule Though policies will vary, the general rule is that anyone living in your house is typically covered...
Why MedPay Coverage is Helpful to You
What’s the difference between Bodily Injury Coverage and Med Pay? When reviewing policy coverage, one of the most common questions is: What is the difference between liability coverage and medical payments coverage? Medical Payments Coverage - Confusion Medical...
Factors that Affect Car Insurance Premiums
There are many factors that affect your car insurance rates, including: Age; Gender; Where you live Your credit history; Your driving history; and The type of car you drive. Another Important Factor: Household Rating Another of these factors is household rating. ...
Do I Need Full Glass Coverage for My Car?
How Does Full Glass Coverage Work? If you just have basic liability insurance, windshield and other glass damage isn't covered. And chances are that cracks and chips are not covered by your collision insurance, either. This can vary from one insurance company to...
When to File an Auto Insurance Claim
Getting into a car accident is bad enough - you’re shaken, your vehicle is damaged, and worst of all, you or someone else may be hurt. Adding to the picture, you run the risk of having your auto policy premium increased even after just one accident, even when a driver...
Is State Minimum Coverage Enough?
Nearly every state requires car owners to carry auto insurance, and most states have required minimum values for different policies. In Ohio, it is illegal to drive any motor vehicle without insurance or other proof of financial responsibility (FR). It is also...
What in The World is Med Pay Coverage?
What is Med Pay Coverage on a Car Insurance Policy? Car insurance protects your car, not the people inside of it. Medical Payments Coverage, also known as Med Pay Coverage, pays for immediate and necessary medical services following a car accident that results in...
The ABCs of Your Vehicle’s Coverage
There are many different clauses in a car insurance policy, and it can get confusing. It helps to have some information about those parts of a policy that can affect you the most. One such topic is the difference between “Comprehensive” and “Collision” Coverage. ...
Start Your Quote
Complete the form below to get an online Insurance Quote from multiple companies and SAVE!