by Zoriana Zobniw | Jan 13, 2017 | General
At a party, I dropped into a conversation where a neighbor was enthusiastically praising someone for “being reliable, caring, patient, understanding, smart, and a great advocate.” Wow, impressive! I had to ask, “This is one interesting and involved friend who...
by Zoriana Zobniw | Jan 6, 2017 | General, Wedding
Happy New Year to all! As we start this New Year with much energy and motivation toward new possibilities and fulfillment of resolutions, this is also a good time to review the past year and note any life changes and developments. Some of these life changes may even...
by Zoriana Zobniw | Dec 15, 2016 | Auto Insurance Basics, Disasters
Lake effect snow is covering the region today. The weather service issued warnings for the affected areas. All drivers are strongly encouraged to use their defensive driving skills to stay safe in these winter conditions. And this morning, I was rewarded for heeding...
by Zoriana Zobniw | Dec 8, 2016 | Disasters, Home Insurance Basics
Winter is officially here! The weather service has issued a Lake Effect Watch for our area. Many of you may be thinking…..should I be concerned? I can’t remember, which is worse – watch or warning? Let’s set the record straight. Watch A WATCH means that the...
by Zoriana Zobniw | Dec 1, 2016 | Auto Insurance Basics
Things to know before you say, “Sure, here are my keys!” Holidays are a busy time. Our homes are full of people and plans. Realistically it may happen that the family car is needed by someone other than you: You are having a baking session with your friends and there...