by Insurance Cleveland Agency | Jan 21, 2019 | Auto Insurance Basics, Business Insurance, Insurance Advice
There are many factors that affect your car insurance rates, including: Age; Gender; Where you live Your credit history; Your driving history; and The type of car you drive. Another Important Factor: Household Rating Another of these factors is household rating. ...
by Insurance Cleveland Agency | Jan 14, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance
How Does Full Glass Coverage Work? If you just have basic liability insurance, windshield and other glass damage isn’t covered. And chances are that cracks and chips are not covered by your collision insurance, either. This can vary from one insurance company to...
by Insurance Cleveland Agency | Jan 2, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance
Getting into a car accident is bad enough – you’re shaken, your vehicle is damaged, and worst of all, you or someone else may be hurt. Adding to the picture, you run the risk of having your auto policy premium increased even after just one accident, even when a...
by Insurance Cleveland Agency | Dec 26, 2018 | Auto Insurance Basics, Insurance Advice, Liability Insurance
Nearly every state requires car owners to carry auto insurance, and most states have required minimum values for different policies. In Ohio, it is illegal to drive any motor vehicle without insurance or other proof of financial responsibility (FR). It is also...
by Insurance Cleveland Agency | Dec 17, 2018 | Auto Insurance Basics, Finances, Health insurance basics, Insurance Advice, Life and Health Insurance
What is Med Pay Coverage on a Car Insurance Policy? Car insurance protects your car, not the people inside of it. Medical Payments Coverage, also known as Med Pay Coverage, pays for immediate and necessary medical services following a car accident that results in...
by Insurance Cleveland Agency | Dec 10, 2018 | Auto Insurance Basics, Insurance Advice
There are many different clauses in a car insurance policy, and it can get confusing. It helps to have some information about those parts of a policy that can affect you the most. One such topic is the difference between “Comprehensive” and “Collision” Coverage. ...