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Factors that Affect Car Insurance Premiums

Factors that Affect Car Insurance Premiums

by agency | Jan 21, 2019 | Auto Insurance Basics, Business Insurance, Insurance Advice

There are many factors that affect your car insurance rates, including: Age; Gender; Where you live Your credit history; Your driving history; and The type of car you drive. Another Important Factor:  Household Rating Another of these factors is household rating. ...
Do I Need Full Glass Coverage for My Car?

Do I Need Full Glass Coverage for My Car?

by agency | Jan 14, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

How Does Full Glass Coverage Work? If you just have basic liability insurance, windshield and other glass damage isn’t covered. And chances are that cracks and chips are not covered by your collision insurance, either. This can vary from one insurance company to...
When to File an Auto Insurance Claim

When to File an Auto Insurance Claim

by agency | Jan 2, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance

Getting into a car accident is bad enough – you’re shaken, your vehicle is damaged, and worst of all, you or someone else may be hurt. Adding to the picture, you run the risk of having your auto policy premium increased even after just one accident, even when a...
Is State Minimum Coverage Enough?

Is State Minimum Coverage Enough?

by agency | Dec 26, 2018 | Auto Insurance Basics, Insurance Advice, Liability Insurance

Nearly every state requires car owners to carry auto insurance, and most states have required minimum values for different policies.  In Ohio, it is illegal to drive any motor vehicle without insurance or other proof of financial responsibility (FR). It is also...
What in The World is Med Pay Coverage?

What in The World is Med Pay Coverage?

by agency | Dec 17, 2018 | Auto Insurance Basics, Finances, Health insurance basics, Insurance Advice, Life and Health Insurance

What is Med Pay Coverage on a Car Insurance Policy? Car insurance protects your car, not the people inside of it.  Medical Payments Coverage, also known as Med Pay Coverage, pays for immediate and necessary medical services following a car accident that results in...
The ABCs of Your Vehicle’s Coverage

The ABCs of Your Vehicle’s Coverage

by agency | Dec 10, 2018 | Auto Insurance Basics, Insurance Advice

There are many different clauses in a car insurance policy, and it can get confusing.  It helps to have some information about those parts of a policy that can affect you the most.  One such topic is the difference between “Comprehensive” and “Collision” Coverage. ...
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