Occurrence vs Claims Made Insurance Coverage

The differences can exist in personal insurance, but when applied to commercial coverage, especially general and professional liability, the contrasts are distinct and often costly. Ever heard of these terms? If you are a typical consumer, probably not. The...

When Should I File An Insurance Claim?

To pay out of pocket  or file an insurance claim; the answer is not always clear. You purchase insurance for life’s unexpected events and you trust your independent insurance agent  to help you find the right coverage for the best price. By definition an insurance...