by Insurance Cleveland Agency | Feb 3, 2011 | Health insurance basics
Your first step in getting health coverage is to contact an insurance agent in your area, or an insurance company. An agent should be familiar with the insurance companies that do business in your state, especially those able to provide the coverage you need. You...
by Insurance Cleveland Agency | Jan 27, 2011 | Health insurance basics
Before you visit a country where the population speaks a foreign language, it helps to know a few key words and phrases. The same holds true when you’re trying to decipher the lingo of health insurance. Whether you’re buying individual or group health...
by Insurance Cleveland Agency | Jan 20, 2011 | Health insurance basics
Imagine you have a $100,000 heart surgery, which is a covered medical expense under your health insurance plan, and let’s say this health insurance plan has a $1,000 annual deductible, 20% coinsurance after deductible, $2,000 out-of-pocket limit per year and $5...
by Insurance Cleveland Agency | Jan 13, 2011 | Health insurance basics
If you need to purchase individual health insurance, it can be expensive. Unlike group plans, in which the costs and risks associated with health care are spread among many people, individual health policies are “medically underwritten” to take into...
by Insurance Cleveland Agency | Jan 5, 2011 | Health insurance basics
It’s a fact of life, everyone needs health insurance — and the time to get it is before you have an accident, suffer a serious illness, or discover you’re pregnant. Insurance doesn’t cover health care for medical problems or conditions that start...