by Insurance Cleveland Agency | Mar 18, 2019 | Auto Insurance Basics, Finances, Insurance Advice
For good drivers, there is nothing more frustrating than getting a car insurance renewal and seeing the price go up when you have not had any claims. The first question that comes to mind is, “Why did my car insurance go up? I had no claims and my car is...
by Insurance Cleveland Agency | Mar 11, 2019 | Auto Insurance Basics, Finances, Health insurance basics, Insurance Advice
Is It true That a Red Sports Car Costs More to Insure Than a Black Sports Car? Nope. The color of your car has nothing to do with the cost of insurance. Whether your car is red or any other color is not a determining factor in calculating your auto insurance rate....
by Insurance Cleveland Agency | Mar 4, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance
What is Physical Damage Coverage on a Car Insurance Policy? Physical Damage coverage on your auto insurance policy is coverage for damage done to your car. Now if someone else is at-fault, then their auto insurance would most likely pay for the damage. But when that...
by Insurance Cleveland Agency | Feb 25, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance
Does My Auto Insurance Cover a Hit-and-Run Accident? A hit and run accident is any accident in which a driver intentionally leaves the scene without providing contact information. Hit-and-run accidents happen and they are terrible. You go into a shopping mall and...
by Insurance Cleveland Agency | Feb 18, 2019 | Auto Insurance Basics, Finances, Insurance Advice
Does My Credit Rating Influence My Car Insurance Premiums? Factors that Affect Your Auto Insurance Rates The following rating factors are among a number that influence your auto insurance premiums: Age or driving experience; How your vehicle is used; Driving and...
by Insurance Cleveland Agency | Feb 11, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance
Will I Have to Pay More for Insurance Because I’m Young? In general, the answer is no. However, there are situations where premiums may be higher due to factors incidentally related to a prospective insured’s age. These things are generally related to perceived...