by Insurance Cleveland Agency | Feb 4, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance
Does My Auto Insurance Pay if Someone Else is Driving My Car? It can be confusing to understand who is covered under your own policy to drive your vehicle. Basic Rule Though policies will vary, the general rule is that anyone living in your house is typically covered...
by Insurance Cleveland Agency | Jan 28, 2019 | Auto Insurance Basics, Finances, Insurance Advice, Liability Insurance
What’s the difference between Bodily Injury Coverage and Med Pay? When reviewing policy coverage, one of the most common questions is: What is the difference between liability coverage and medical payments coverage? Medical Payments Coverage – Confusion Medical...
by Insurance Cleveland Agency | Jan 21, 2019 | Auto Insurance Basics, Business Insurance, Insurance Advice
There are many factors that affect your car insurance rates, including: Age; Gender; Where you live Your credit history; Your driving history; and The type of car you drive. Another Important Factor: Household Rating Another of these factors is household rating. ...
by Insurance Cleveland Agency | Jan 14, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance
How Does Full Glass Coverage Work? If you just have basic liability insurance, windshield and other glass damage isn’t covered. And chances are that cracks and chips are not covered by your collision insurance, either. This can vary from one insurance company to...
by Insurance Cleveland Agency | Jan 2, 2019 | Auto Insurance Basics, Insurance Advice, Liability Insurance
Getting into a car accident is bad enough – you’re shaken, your vehicle is damaged, and worst of all, you or someone else may be hurt. Adding to the picture, you run the risk of having your auto policy premium increased even after just one accident, even when a...
by Insurance Cleveland Agency | Dec 26, 2018 | Auto Insurance Basics, Insurance Advice, Liability Insurance
Nearly every state requires car owners to carry auto insurance, and most states have required minimum values for different policies. In Ohio, it is illegal to drive any motor vehicle without insurance or other proof of financial responsibility (FR). It is also...